Referencing the Naskay blog "Fintech Meets Gen AI: 7 Niches Where AI Agents and Voice-Based Services Are Disrupting in 2025 and 2026," the disruptive trends to watch in 2025 involve AI agents and voice-based services transforming seven key niches within the fintech sector. https://naskay.com/blog/fintech-gen-ai-niches-ai-agents-voice-services/